Damage caused by lightning, such as fire, is covered by standard homeowner’s and business insurance policies.
There is also coverage for lightning damage under the comprehensive portion of an auto insurance policy.
However, home and business insurance policies do not always provide coverage for power surges that are the result of lightning striking a home or business. This means that consumer electronics in homes, such as flat screen TVs, home entertainment centers, multiple computers, gaming systems and other expensive devices might not be covered. Let us review your policy with you to better understand where you are, or aren’t, covered.
At Alpha/Omega Coverage, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 718-494-4440 or send us a note at Mike@insureSI.com. We want to help you meet your goals, and make sure what’s important to you is protected!
The author is providing the material and viewpoints on a generic informational basis. All references to various insurance policies, coverage terms, policy language, exclusions, definitions etc. are from a broad selection of general insurance information. It is not intended to be used for any specific policy or coverage situation. The views expressed by the author do not necessarily represent the views of the insurance companies it represents. Content has been referenced from the American Automobile Association