A tree falls in Staten Island

July 24th, 2017

One of the most common claims we hear about after a wind storm is about fallen trees. After the winds die down, neighbors go outside to inspect the damage only to discover that one neighbor’s tree fell on another neighbor’s property causing all sorts of damage. So, who pays for all that damage? People may…Read More

But I Paid My Ticket!?!

July 13th, 2017

Getting a speeding ticket is a pain. But unfortunately the pain doesn’t end when you pay your ticket.  In NY, points stay on your license for 18 months.  In  NJ they remove 3 points a year (as long as you haven’t accumulated any additional points), meaning if you received a ticket for going 20mph over…Read More

Why do I need EPLI? What IS EPLI?

July 10th, 2017

Every small business owner knows they need property insurance and general liability.  But what about EPLI, or Employment Practices Liability Insurance? Did you know that employers are more likely to have an EPLI claim than a property or general liability claim? According to the Equal Employment Opportunity Commission (EEOC), there are over 90,000 EPLI claims…Read More

Escrow….it’s not the veggie you put in your soup.

July 5th, 2017

Often times homeowners are unaware of how their homeowner’s insurance is being paid if their  lender has set up an escrow account for their mortgage.   If you are making a payment into an escrow account for your mortgage, you are also making an escrow payment to cover your property taxes and homeowner’s insurance.    …Read More

Happy Fourth of July!

June 28th, 2017

At Alpha/Omega Coverage Corp we’re more than just your insurance agents; we’ve been part of the Staten Island community for almost 40 years.  Here are some of our suggestions on how you can celebrate this Fourth of July   Kathryn Aquino, commercial and personal lines broker: Watch the American classic movie Independence Day starring Will Smith…Read More

Comp & Collision…what’s the difference?

June 26th, 2017

One of the most common questions we get regarding auto insurance is the difference between comprehensive and collision coverage.   Comprehensive covers you if your car is stolen or if it’s damaged from something other than another vehicle or object (i.e. from fire, vandalism, windstorm, hail, flood, or impact with an animal). Collision covers you…Read More

There’s a storm a brewin’

June 23rd, 2017

This summer has given us more than our fair share of rain and storms.  But with all of the attention paid to water and wind damage, do you know if you’re covered for lightning damage? Damage caused by lightning, such as fire, is covered by standard homeowner’s and business insurance policies. There is also coverage…Read More

Something old, something new, something borrowed…and some insurance too?

June 20th, 2017

We know that your special day is all you have been dreaming about — and all that you can’t stop worrying about. Put your mind at ease with wedding event insurance: What if your venue suddenly goes out of business? What if the bridal salon loses your dress? What if your caterer backs out? Insurance…Read More

Staten Island’s First Soap Box Derby

June 14th, 2017

Celebrate this Father’s Day by cheering on local students participating in Staten Island’s first ever Soap Box Derby. Organized by the DOE, this program is part of a larger program to bring STEM (Science, Technology, Engineering, and Math) programs to local schools. Derby races will run from 8:30 a.m. to 1:00 p.m. at the Michael…Read More

Construction Site Safety

June 12th, 2017

Long after the workday ends, risks continue at construction sites, as fire, theft and water can cause significant property damage and can potentially delay project timelines and impact budgets. The presence of combustible materials, the lack of effective security controls and unstable structural elements can make sites more vulnerable to loss. Buildings under construction or…Read More

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