Blog

Graduation Season

May 24th, 2017

Congratulations to all of you graduating this spring! However, once the excitement of commencement is over, the reality of student loans will start to sink in.  The graduating class of 2016 had an average debt of $37k, up 6% from last year.  The total amount of student loan in the US is $1.4 trillion, spread…Read More

May is National Disability Insurance Month.

May 22nd, 2017

One of the most common myths of disability insurance is only those in dangerous or risky professions need it.  The simple truth is if you rely on a paycheck to support yourself and/or your loved ones, you need disability insurance. Just over 1 in 4 of today’s 20-year old’s will become disabled by age 67…Read More

Hot Weather and Pool Safety

May 19th, 2017

Between the heatwave this past week and Memorial Day next weekend, many homeowners are getting ready for the unofficial kick-off to the summer by prepping their grills and readying their pools.  While the pool can be fun for the whole family, there are some significant risks that come with pool ownership.  On average, over 3000 Americans…Read More

Still Thinking about Flood Insurance?

March 19th, 2015

Fay, Gustav, Hanna, Ike … with each storm you think, maybe I should buy flood insurance.  If you have seen the damages brought about by storms, then you know that lack of preparation can be serious.   “I’m not in a flood zone.” Low risk doesn’t mean no risk. In fact, almost 25% of actual…Read More

Resolve to be Ready

January 5th, 2015

  Happy New Year!  Let’s Resolve to be Ready with an Emergency Kit   You never know when a natural disaster is going to hit New York — or even just a big storm that knocks out the power for a few days. That’s why having an emergency kit for you and your family is so important….Read More

It’s Christmas Time in the City

December 19th, 2014

Be merry, be bright, be fire smart!  Fresh Christmas trees help make the home smell so festive, but special care should be taken to avoid a tragic fire. Fact – One of every three home Christmas tree fires are caused by Electrical Failure. Fact – Although Christmas tree fires are not common, when they do…Read More

Getting Ready for Winter Weather

December 8th, 2014

Winter is here, but there’s still time to get ready for the weather, including storms. Extreme cold is always a possibility here in Staten Island, so we at Alpha/Omega Coverage have compiled some tips to help you stay safe and limit damage.   Preparing your home Perform basic winter maintenance — insulate your walls and…Read More

September is National Preparedness Month

September 11th, 2014

There are so many great resources out there to help your family plan for an emergency, but we have found none better than http://www.ready.gov/kids .  This website offers tips for kids, adults and even teachers.  Tips include how to make a plan, create the perfect kit for your family, and what to do before, during…Read More

Insurance & Back to School Time

August 18th, 2014

It’s hard to believe our summer is coming to an end and the kids will be back to school in a few short weeks. While the children are outside soaking up these last days, it’s a good time of year to review some changes that might affect your insurance this year.   Home Insurance:  Do…Read More

A tree falls in Staten Island

July 24th, 2014

One of the most common claims we hear about after a wind storm is about fallen trees. After the winds die down, neighbors go outside to inspect the damage only to discover that one neighbor’s tree fell on another neighbor’s property causing all sorts of damage. So, who pays for all that damage? People may…Read More

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